Expect the unexpected every day.

Introducing the Access Bank American Express® Platinum Card and the American Express® Gold Card.

american express card mascot

Explore Travel Benefits

With your Access Bank American Express® Cards, the world is your oyster.

Complimentary access to more than 1,400 airport lounges through the American Express Global Lounge Collection®.

Marriott Bonvoy™ Gold Elite status.

Radisson Rewards Premium status.

Dual Credit Card Function

Credit card with dual-currency functionality (USD and naira).

Enjoy Priority Pass™

Enjoy Priority Pass™ Membership, along with two complimentary airport lounge visits per year.

Car rental benefits (Hertz, Avis, SIXT) (including SIXT Gold Status).

American Express® Gold Card

american gold card

Earn 1 point for every 2 USD of eligible spend at overseas merchants.

Please note that the benefits are subject to changes, terms and conditions.

American Express® Premium Card

american gold card

Earn 1 point for every 2 USD of eligible spend at overseas merchants.

Please note that the benefits are subject to changes, terms and conditions.

American Express® Platinum Card Lifestyle Benefits

Pete Educhie

Reward Programmes

Earn Membership Rewards points on your purchases (no expiry).

Earn 1 point for every 2 USD of eligible spend at overseas merchants.

Earn 1 point for every 10,000 naira of eligible spend with merchants in Nigeria.

American Express Global Lounge Collection

Enjoy access to an extensive network of luxurious airport lounges worldwide.

Activate Priority Pass

Activate your Priority Pass for easy access to over 1,200 Priority Pass lounges across the world.

Earn 1 point for every 2 USD of eligible spend at overseas merchants.

Earn 1 point for every 10,000 naira of eligible spend with merchants in Nigeria.

Turn your points into flights, hotel stays, the latest electronics, gift vouchers for your favourite restaurants, and more.

Activate Priority Pass

Activate your Priority Pass for easy access to over 1,200 Priority Pass lounges across the world.

Earn your reward points from the Access More mobile app from your favourite App Store.

Rates and Fees

Features Access Bank American Express® Premium Card Product type Plastic card, Credit (dual currency – USD and Naira) Issuance fee and Card renewal fee (every three years at Card expiration) $500 Replacement fee (if Card is lost/damaged and needs to be replaced) $500 Annual Service Fee $250 Supplementary Cards Charged the same fees as the primary card Interest Rate 2.5% monthly Late Payment Fee $100 Daily ATM Limit (Int’l) $2,000 Daily POS Limit (Int’l) $50,000 ATM Cash Withdrawal Fee (Int’l) 6% of transaction amount Mark up fee (on cross currency transactions) 3.5% Validity 3 years Features Access Bank American Express® Gold Card Product type Metallic card, Credit (dual currency – USD and Naira) Issuance fee and Card renewal fee (every three years at Card expiration) $3 Replacement fee (if Card is lost/damaged and needs to be replaced) $3 Annual Service Fee $75 Supplementary Cards Charged the same fees as the primary card Interest Rate 2.5% monthly Late Payment Fee $35 Daily ATM Limit (Int’l) $1,000 Daily POS Limit (Int’l) $20,000 ATM Cash Withdrawal Fee (Int’l) 5% of transaction amount Mark up fee (on cross currency transactions) 3.5% Validity 3 years

Please note that the benefits are subject to changes in accordance to changing market realities.

Frequently Asked Questions

Expand all FAQs
Kindly contact your Account Office/Relationship Manager

For the full details of the local and international benefits, kindly visit https://accessamexrewards.accessbankplc.com

The AMEX Platinum cards are dual currency cards. (i.e., When the card member spends in Nigeria, the repayment is done in Naira and the repayment for international transactions are done in USD)

N300,000 Daily $2,000 Daily Platinum – annual turnover of N50 million and above

Both credit cards are premium card types, however, each card type has its own unique offering catering to the numerous lifestyle needs of the Affluent market. The AMEX credit cards have customised benefits that are tailored to only AMEX card members only (visit https://accessamexrewards.accessbankplc.com ) while the Black card has its own bespoke benefits that are available to Visa cardholders only (visit https://visacards.africa/ )

The details of loyalty/rewards points are available on the Access Bank AMEX reward website https://accessamexrewards.accessbankplc.com .

Kindly ensure you collect both your card and PIN from your pre-selected branch. Then, call the Premium Card Support team on 01-2802506 to activate your card.

Once your card has been activated, kindly proceed to set your PIN at the nearest Access Bank ATM.

Card members will be advised monthly on their minimum outstanding payment and card statement via SMS and email respectively. The total outstanding payment can be confirmed in the card statement or by calling the Premium card support team on 01-2802506.

AMEX card members can reach out to the Premium support team by phone on 01-2802506 or via email on premiumcard@accessbankplc.com .

Card members are advised to ensure their minimum outstanding payment is done by the 15th day of the month or the last working day before the 15th in months where the 15th falls on a weekend.

Kindly call the Premium support team immediately on 01-2802506.

Call the Access Bank Premium card support on 01-2802506 to block your lost AMEX card and to place a replacement request.

Call the Access Bank Premium card support on 01-2802506 to report or send a mail to premiumcard@accessbankplc.com with the details of the transactions.

You can spend up to $50,000 daily on the POS/Web depending on the credit limit availed on the card. Yes, you can withdraw cash at an ATM with your AMEX card Yes, your AMEX card is contactless transactions enabled Your CVV is the 3 digits stand-alone number located at the back of your AMEX card. Simply fund your credit card account with at least 10% of your outstanding balance Yes, your AMEX card works for international transactions. Your AMEX card works on all Nigerian terminals (ATM, POS & Web) that accept AMEX cards.

A transaction fee of 3.5% (of transaction amount) applies to transactions done in currencies other than Naira in Nigeria or Dollar internationally.

Your card statement for every month will be sent to you via email at the beginning of the next month.

Your card balance will be sent to you via SMS and email after each transaction is done.

Supplementary cards come with the benefits due to the card category it was issued. However, all reward points accumulated by the supplementary card reports to the primary card member.

Please call the Access Bank Premium support team on 01-2802506 or send a mail to premiumcard@accessbankplc.com . You can also contact your account officer for assistance.

All benefit due to your card can be found on the Access Bank AMEX website (https://accessamexrewards.accessbankplc.com)

You earn membership reward points by performing transactions with your AMEX card.

Details of your membership reward points can be checked on the Access Bank AMEX website (www. https://accessamexrewards.accessbankplc.com)

Your membership reward points can be used on the Access Bank AMEX website (www. https://accessamexrewards.accessbankplc.com) and in participating merchant locations.

Your membership reward points can be used to “pay for” goods and services available on the Access Bank AMEX website (https://accessamexrewards.accessbankplc.com) and in participating merchant locations.

The Ts&Cs for all benefits can be found on the Access Bank AMEX website (https://accessamexrewards.accessbankplc.com)

Platinum Card members can contact the Concierge Service Monday through Friday from 8am – 8pm and Saturday from 9am – 5pm at +234 1 227 9024, AccessBankConcierge@tengroup.com.

american platinum card

Close

American Express® Platinum Card

Back To Details

american gold card

Close